Third-party services: Some businesses offer to 'liquidate' credit cards, meaning they will charge the card and then send that cash minus processing fees to the client via ACH or bank wire. This is a service we have offered for years, and have same day turnaround options where we can have the liquidated funds in the clients bank account as fast as that same day. This is something you can do on your own in some cases, but there are serious risks and limitations involved, and is generally not advisable.